Welcome to Simon Says Mortgage Loans, where we specialize in providing personalized mortgage solutions to help you achieve your homeownership and investment goals. With over 22 years of experience in the mortgage industry, we pride ourselves on simplifying the loan process while delivering top-tier service tailored to your unique needs.
Get in TouchExperience tailored mortgage options for your homeownership journey.
Explore our extensive portfolio including conventional and FHA loans.
Receive expert advice from pre-approval to closing.
Make informed decisions with confidence in your mortgage journey.
A DSCR (Debt Service Coverage Ratio) loan is a financial solution designed for real estate investors offered by Simon Says Mortgage. It focuses on the property's cash flow rather than the borrower's personal income, allowing flexibility to maximize investment potential.
DSCR loans at Simon Says Mortgage offer many benefits, such as no personal income verification, higher loan amounts, and financing options for multiple properties. These loans empower investors to leverage cash flow for property acquisition and growth.
Eligibility for a DSCR loan requires an evaluation of the property's cash flow and a DSCR ratio usually above 1.2. Factors like property location, condition, and investor experience also play a critical role in the eligibility assessment conducted by Simon Says Mortgage.
The application process for a DSCR loan at Simon Says Mortgage requires documentation of the rental income and expenses associated with the investment property. Our expert team is here to guide you through each step, ensuring a seamless application experience.
Explore the various mortgage solutions available and define your homeownership and investment goals with Simon Says Mortgage.
Obtain a pre-approval letter to confidently approach sellers and understand your borrowing capacity.
Complete and submit your loan application with the required documents for a smooth process at Simon Says Mortgage.
Our experienced team will thoroughly evaluate your application to ensure all conditions are successfully met for approval.
Conclude the necessary documentation and officially become a homeowner with Simon Says Mortgage. Congratulations!
“Working with Simon Says Mortgage has made the home buying process smooth and stress-free. I can't thank them enough!”
“Choosing Simon Says Mortgage was one of the best decisions I've made. Their expertise provided me with the confidence I needed!”
“With Simon Says Mortgage, I felt guided and supported through every step of the loan process, making my dreams of homeownership a reality.”
Getting started is simple! Visit our About Us page to fill out a consultation form, and one of our mortgage specialists will contact you to discuss your needs and how our solutions can benefit you.
Simon Says Mortgage specializes in a range of mortgage products, including conventional, FHA, VA, USDA, and DSCR loans. We cater to both first-time homebuyers and seasoned investors.
Yes, there are various programs and incentives available that can help reduce costs for mortgagors. Our team can guide you through the available options to maximize your savings.
Once you decide to proceed, our team will walk you through the application process, gathering necessary documents and information, ensuring everything is complete for a smooth experience.
After submitting your application, you will receive access to our online portal where you can track the progress of your application and communicate with our team.
If you encounter any issues, our customer service team is here to help! You can reach out through our Contact Us page, and we will arrange for prompt support and assistance.
Yes! As your financial situation changes, we can assist you with refinancing options that may benefit you in the long run.
We offer professional mortgage services aimed at ensuring client satisfaction and success throughout the mortgage process, though we do not provide warranties similar to physical products.