Simon Says Mortgage

Welcome to Simon Says Mortgage. At Simon Says Mortgage Loans, we specialize in providing personalized mortgage solutions to help you achieve your homeownership and investment goals. With over 22 years of experience in the mortgage industry, we pride ourselves on simplifying the loan process while delivering top-tier service tailored to your unique needs. Whether you're a first-time homebuyer, seasoned homeowner, or real estate investor, we offer a wide range of loan options, including conventional, FHA, VA, USDA, and DSCR loans. Our mission is to guide you every step of the way, ensuring a seamless experience from pre-approval to closing.

Let’s work together to turn your dreams into reality.

Our Commitment to Your Mortgage Needs

At Simon Says Mortgage, your satisfaction is our top priority. We understand that navigating the mortgage process can be daunting. If you’re not completely satisfied with any aspect of your mortgage experience, please contact us and we will work diligently to ensure it aligns with your expectations.

Mortgage Options Overview

Discover Your Mortgage Solutions

Conventional Loans

Tailored for those with strong credit, our conventional loans provide flexible terms to help you achieve homeownership.

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FHA Loans

Designed for first-time homebuyers or those with limited credit history, our FHA loans simplify your journey to homeownership.

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VA Loans

Exclusive to veterans and active-duty members, our VA loans offer favorable terms and no down payment.

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USDA Loans

Perfect for rural and suburban homebuyers, our USDA loans provide opportunities with no down payment in eligible areas.

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DSCR Loans

Aimed at real estate investors, our DSCR loans focus on rental income rather than borrower income.

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Simon Says Mortgage

Personalized Mortgage Solutions for Your Homeownership Goals

Welcome to Simon Says Mortgage! With over 22 years of experience, we specialize in simplifying the loan process while delivering exceptional service tailored to your unique needs. Whether you're a first-time homebuyer, seasoned homeowner, or real estate investor, we offer a variety of loan options, including conventional, FHA, VA, USDA, and DSCR loans.

Learn More

FHA Loans

Explore FHA Loan Opportunities with Simon Says Mortgage

Simon Says Mortgage

Your Mortgage Journey Starts Here

Simon Says Mortgage

Personalized Solutions

At Simon Says Mortgage, we provide tailored mortgage solutions for first-time homebuyers, seasoned homeowners, and real estate investors.

Our Expertise:

  • Conventional Loans
  • FHA Loans
  • VA Loans
  • USDA Loans
  • DSCR Loans
Start Your Application

Simon Says Mortgage

Personalized Mortgage Solutions for Your Homeownership Dream

At Simon Says Mortgage, we simplify the mortgage journey, offering tailored solutions for first-time homebuyers, seasoned homeowners, and real estate investors. Explore our variety of loan options designed to meet your unique needs.

Get Started with Pre-Approval

DSCR Loans

Comparing DSCR Loans Against Traditional Loans

Criteria DSCR Loans Traditional Loans
Loan Approval Basis Based on rental income potential Based on personal income and credit score
Documentation Required Minimal documentation needed Extensive documentation and verification
Ideal For Real estate investors First-time homebuyers
Application Process Streamlined and efficient Lengthy with multiple checks

How to Choose the Right Loan

Step-by-Step Guide to Finding Your Perfect Loan

Step 1: Assess Your Needs

Consider your home buying goals, budget, and long-term financial plans to determine what you need from your loan.

Step 2: Explore Loan Options

Research various loan types such as conventional, FHA, VA, USDA, and DSCR loans to understand their benefits and requirements.

Step 3: Calculate Affordability

Utilize loan calculators to estimate your borrowing capacity and what your monthly payments might be based on different scenarios.

Step 4: Consult with an Expert

Speak with a mortgage professional from Simon Says Mortgage who can provide insights tailored to your financial situation and the current market conditions.

Step 5: Pre-Approval Process

Initiate the pre-approval process to estimate your borrowing capacity and demonstrate your readiness to sellers. You can find more information on our Pre-Approval Process page.

Step 6: Make Your Choice

Review your options, financial situation, and expert advice to select the loan that aligns best with your goals and needs. Visit our FAQ page for more guidance.

Testimonials

What Our Clients Think

Customer
Simon Says Mortgage provided an exceptional level of service. They made the loan process seamless and helped me understand every step of financing my new home.
Sarah Johnson
First-Time Homebuyer
Customer
Working with Simon Says Mortgage was a game changer for my real estate investments. They provided clear communication and excellent options tailored to my goals.
Daniel Brown
Real Estate Investor
Customer
My experience with Simon Says Mortgage was outstanding. Their knowledgeable team helped me navigate through the loan process effortlessly. Highly recommended!
Emily Davis
Homeowner
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About Simon Says Mortgage